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About nobu Go by Nobu Bank
nobu Go by Nobu Bank brings digital banking to your fingertips with financial services designed for people constantly on the move. Open an account, transfer money, save, invest, and pay bills — all from your phone, with no hidden fees or minimum balances.
Earn daily interest on your savings without compromise. Keep your money in a GoMax Savings account and receive up to 3% annual interest credited every single day. If you prefer longer-term growth, open an online deposit earning up to 6% annual interest with flexible terms and no penalty for early withdrawal. Your money works for you around the clock.
Transfers are completely free and unlimited to any bank in Indonesia. Send money to family, pay suppliers, or split expenses with friends without worrying about transaction caps or transfer fees. When you need cash quickly, the Cash Advances feature lets eligible customers borrow up to IDR 25 million without collateral — funds arrive instantly. Repay on your own schedule with no rigid due dates.
Spend conveniently at millions of merchants across Indonesia. Scan QRIS codes directly from the app or tap your phone to pay instantly using QRIS Tap technology. Pay utility bills, school fees, neighborhood dues, credit card statements, and subscription services with a single tap. Cash withdrawals are available at over 50,000 locations nationwide — no card required, just your phone.
Security is built into every transaction. Your data and activity are protected by multi-layered safeguards: facial or fingerprint biometric verification, OTP codes, PIN protection, and encrypted connections. Nobu Bank is licensed and supervised by Indonesia's Financial Services Authority and Bank Indonesia, and your deposits are covered under the national deposit guarantee program.
Download nobu Go by Nobu Bank today and start earning interest daily while enjoying the freedom to transfer, spend, save, and borrow on your terms.
Pros & Cons
Pros
- Daily interest credited to savings accounts up to 3% annually
- Unlimited free transfers to any Indonesian bank with no caps
- Instant cash advances up to IDR 25 million without collateral
- Multi-layered security including biometric verification and encryption
Cons
- Cash advances have flexible repayment but may encourage overspending
- Requires facial or fingerprint biometric data for account access
- Limited to Indonesia — transfers and services unavailable internationally
- Deposit interest rates depend on account type and term length
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